CAPITAL ADEQUACY RATIO GRAPH

(Unit: 1,000,000 JPY)

ITEM
End Sep
2008.
End Oct
2008.
End Nov
2008.
Net Worth Amount
(compensation item included) (A)
2,847
2,803
3,090
Deduction Property Amount (C)
40
38
510
Net Worth amount which is not fixed (D)
Special Contract attachment loan
2,807

(0)

2,765

(0)

2,580

(0)

Risk Amount(E) Market risk amount
194
14
205
22
170
7
Counterparty risk amount
69
71
47
Operational risk amount
111
112
116
Capital Adequacy (D/EX100)
1,446.9%
1,348.8%
1,517.6%


BS/PL
2008 End of SEPT
2008 End of March
2007 End of SEPT
2007 End of March



Circumstance & Transaction Volume of Customers
Year/Month
Number of accounts
Balance
(Unit: 1,000,000 Yen)
2008. End of Sep
17,375
3,659
2008. End of Jun
15,234
3,955
2008. End of Mar
13,531
3,689
2007. End of Dec
12,274
4,940
2007. End of Sep
10,449
5,937
2007. End of Jun
8,658
6,134
2007. End of Mar
7,542
4,959
2006. End of Dec
6,755
5,481


Year/Month
Transaction Volume
(Unit: 1,000,000 Yen)
2008. July-Sep
9,525,525
2008. Apr- Jun
7,257,109
2008. Jan-Mar
8,461,130
2007. Oct-Dec
8,538,462
2007. July-Sep
10,478,470
2007. Apr- Jun
7,957,550
2007. Jan- Mar
9,571,894
2006. Oct -Dec
6,533,181